Why Choose Optirate?

Transparent Pricing & Honest Practices

At Optirate, transparency is at the core of everything we do. There are no hidden fees, no surprises, and no misleading tactics. We take pride in making payment processing clear and straightforward for our clients. Through Interchange Pricing, we provide full disclosure of how rates work and offer practical examples to educate you. Our pricing is fully transparent, competitive, and designed with your best interests in mind.

We offer a complete rate comparison upon request, highlighting potential savings. If we find a better option elsewhere, we’ll tell you – our priority is your success, even if that means guiding you to another provider. You can always expect:

  • Clearly posted rates and terms.
  • Fair, fixed pricing.
  • No early termination fees.
  • Transparent industry rate adjustments.
  • No deceptive offers like “free terminals” with hidden costs.

Fast, Hassle-Free Setup

Opening an account with Optirate is fast and straightforward. Our approval process typically takes just two days, ensuring you can start accepting payments quickly. We work closely with you to meet your needs and ensure a smooth onboarding experience.

Unmatched Customer Support

At Optirate, we treat every client like a partner. When you call, you’ll speak with real people who are knowledgeable, friendly, and dedicated to resolving your concerns. We understand the impact payment issues can have on your business, and we act swiftly to provide solutions. Because our team isn’t driven by commissions, every client receives the same level of care and attention-no preferential treatment, just honest support.

Affordable, Future-Proof Equipment

We offer the latest, most reliable payment processing equipment at fair prices. While other providers may offer “free” terminals with hidden charges or outdated models, we focus on value. Our pricing is straightforward, with flexible payment options and equipment that won’t become obsolete in a few months.

Sustainable and Ethical Business

Optirate is committed to doing business responsibly. We partner with companies that share our values—favoring local, sustainable, and socially responsible suppliers. We believe in making a positive impact through conscious business choices, from the equipment we use to the way we operate.

No Long-Term Contracts

Our agreements are designed with flexibility in mind. We offer month-to-month contracts with no early termination fees, giving you the freedom to adjust your service as your business evolves. Whether you’re a seasonal merchant or planning long-term growth, Optirate ensures you’re never locked into a rigid contract.

Our agreements are designed with flexibility in mind. We offer month-to-month contracts with no early termination fees, giving you the freedom to adjust your service as your business evolves. Whether you’re a seasonal merchant or planning long-term growth, Optirate ensures you’re never locked into a rigid contract.

Partner with Optirate Today

When you choose Optirate, you’re choosing transparency, competitive pricing, unmatched service, and a partner that values your success. Let us help you simplify payment processing and grow your business without the headaches of hidden fees or long-term commitments.